Credit Card applications are subject to credit approval.

Please view our Financial Services Guide. Please consider the terms and conditions for our Smart Access account available here or from any branch of the Commonwealth Bank. Because of that, you should, before acting on the advice, consider its appropriateness to your circumstances. The advice on this website has been prepared without considering your objectives, financial situation or needs. Google Pay, the Google Pay Logo, Google Play and the Google Play logo are trademarks of Google LLC. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Full terms and conditions available on the CommBank app. NetBank access with NetCode SMS is required. The CommBank app is free to download however your mobile network provider charges you for accessing data on your phone. Find out about the minimum operating system requirements on the CommBank app page. Supported features may vary across watches, phones and countries. Google Wear OS by Google works with phones running Android 4.4+ (excluding Go edition) and iOS 9.3+. Google Pay is currently available for Android running 5.0 (Lollipop) or higher with a Near Field Communication (NFC) antenna and Host Card Emulation (HCE) support. Our 100% security guarantee protects you from unauthorised transactions on personal and business accounts when you protect how you access your accounts and tell us if something is wrong. 1 Provided you comply with the Credit Cards Conditions of Use if you have a credit card, and/or the Transactions, Savings and Investment Accounts Terms and Conditions if you have a debit card and the Electronic Banking Terms and Conditions.

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